How much can I borrow? Our unsecured loans range from £500 – £5,000. Depending on the amount borrowed, our loans are available from 12 months to 36 months. Related articles I have a poor credit rating – can I apply? How do I apply for a Finio Loan? What information do I need to apply for a loan? What happens after I’ve submitted my application? Why have I been asked to prove my income?