Do you charge an arrangement fee? No, we don’t charge arrangement fees. Your safety and security are our top priority, if you're contacted to ask to pay an arrangement fee, this is likely to be be a scam. To see further information on fraud please see our fraud support page. Related articles Do I need to be a homeowner to apply for a Finio Loan? What information do I need to apply for a loan? Why have I been asked to prove my income? What happens after I’ve submitted my application? Why am I being asked to log into my bank account?