What happens if I miss a payment? 28 June 2022 11:38 Updated If your circumstances change and you find you’re struggling to make your repayments you can access help online. To find out more about the options you have available to you go see the Money worries section of our website. Related articles Will I be charged additional interest if I miss a payment? Will I be charged additional interest if I miss a payment What is a Top Up loan? What should I do if I'm struggling to pay?