What does my current balance mean? Your current balance shows how much you have left to pay on your loan. This includes your monthly amounts and the interest that’s been applied. Click on the circle of your online account summary to find a more detailed breakdown. Related articles How do I login to my online account? Can I manage my account online? Can I pay my loan off early? What happens if I make additional repayments on my loan? Why can’t I see my payments in my online account?