Can I pay my loan off early? Yes, you can repay your loan in full at any time by logging into your online account. We do not charge an early repayment fee but will apply interest as permitted under The Consumer Credit (Early Settlement) Regulations 2004. Related articles Can I pay my loan off early? What happens if I make additional repayments on my loan? What if I want to make an additional payment or partial settlement? How long do payments take to clear? How do I contact you?