What happens if I miss a payment? 22 September 2022 15:19 Updated If your circumstances change and you find you are struggling to make your repayments you can access help online. To find out more about the options you have available to you go see the Money worries section of our website. Related articles Will I be charged additional interest if I miss a payment? What should I do if I'm struggling to pay? Where can I get help with managing my money? Can I pay by cheque?